Have you spoken with your loved ones about your wishes as you age? Have you discussed the “what if” scenarios you might encounter as you age? What if I need to live in a long-term care community? What if I cannot financially afford long-term care? What if I become too ill to make decisions for myself?
Have you modified your home so you are able to stay there if you choose? Is your home wheelchair accessible? Have you removed barriers that would prevent you from getting around the house in the event of an illness or injury? Have you installed grab bars in your bathrooms? What changes do you feel your home may need in order to meet your needs as you age?
Are you preparing to apply for Medicare? Do you understand your Medicare benefits? Are you enrolled in Original Medicare or a Medicare Advantage Plan? Did you know that individuals who reside in long-term care (nursing homes, assisted living) can make changes to their Medicare coverage whenever they want? Are you aware of local organizations, such as C.L.A.I.M., that provide free Medicare counseling?
Have you planned for long-term care expenses? Do you understand other options for financing long-term care, such as long-term care insurance or Medicaid?
Have you established a Power of Attorney for healthcare and financial matters if you are not able to make decisions for yourself? If you are concerned about the cost associated with these documents, are you aware of local organizations that may provide these services for a reduced fee or free of charge?
Do you have an Advance Health Care Directive to help guide your family through difficult decisions at the end of your life? This legal document specifies what actions you want taken in regards to your health should you no longer be able to make those decisions yourself. Did you share a copy of your Advance Directive with your appointed person, your physician, your hospital, your lawyer, etc.?
Have you planned for funeral expenses? Do you have a burial plot or burial insurance? Is that information readily available for family or friends?
Do you have a will and plan for your estate? Is this document in a safe place where the appointed person knows how to access it?